Frequently Asked Questions

What is a personal loan?

A personal loan is a loan from a financial institution that is used for personal (not business or commercial) use. Personal loans may be unsecured, installment loans that can be used to fund necessary expenses or consolidate debts. Recipients of personal loans are often charged a lump sum, up front, fee known as an “origination fee” in exchange for the ability to repay over a period of time – usually over more than 1 year.



What types of properties can I apply for a mortgage loan?

Single Family Homes 15 Year Max Term Limit Manufactured Homes (Single or Double Wide / With or Without Land) Vacant Land Home Improvement Consolidation



How long does it take for my application to be approved?

Our goal is to provide loan applicants with an answer within 24 hours.



Can I be approved with limited credit history or bad credit?

We take into consideration all financial situations. Our goal is to provide long-term solutions to help clients secure loans and rebuild credit.